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Terms of Service

Introduction

Welcome to RyanLHoward.com (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website RyanLHoward.com (“Website”). By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Website.

1. Use of the Website

  • Eligibility: You must be at least 18 years old to use our Website. By using our Website, you represent that you meet this eligibility requirement.
  • Account Creation: If you create an account on our Website, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
  • Prohibited Activities: You agree not to engage in any of the following prohibited activities:
    • Violating any applicable laws or regulations.
    • Using the Website for any unlawful or fraudulent purpose.
    • Interfering with the proper functioning of the Website or attempting to disrupt the Website.
    • Attempting to gain unauthorized access to the Website or its related systems or networks.
    • Engaging in any activity that may harm or exploit others, including harassment, abuse, or impersonation.

2. Intellectual Property Rights

  • Content Ownership: All content on the Website, including text, graphics, logos, images, and software, is the property of RyanLHoward.com or its content suppliers and is protected by applicable intellectual property laws.
  • License to Use: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works of any content on the Website without our express written consent.
  • User-Generated Content: If you submit content to our Website (e.g., comments, reviews), you grant us a worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, and distribute your content in any media. You retain ownership of your content, and you are responsible for ensuring that it does not infringe the rights of any third party.

3. Disclaimer of Warranties

  • As-Is Basis: Our Website is provided on an “as-is” and “as-available” basis without any warranties of any kind, whether express or implied. We do not guarantee that the Website will be error-free, secure, or available at all times.
  • No Professional Advice: The content on our Website is for informational purposes only and does not constitute professional advice. You should not rely on any content on the Website as a substitute for professional advice relevant to your specific circumstances.

4. Limitation of Liability

  • Exclusion of Liability: To the maximum extent permitted by law, RyanLHoward.com and its affiliates, officers, directors, employees, and agents will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website or these Terms.
  • Cap on Liability: In no event will our total liability to you for all claims arising from or related to the use of the Website exceed the amount paid by you, if any, to us in the past twelve months.

5. Indemnification

You agree to indemnify, defend, and hold harmless RyanLHoward.com and its affiliates, officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Website, your violation of these Terms, or your violation of any third-party rights.

6. Termination

  • Right to Terminate: We reserve the right to terminate or suspend your access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Website.
  • Effect of Termination: Upon termination, your right to use the Website will immediately cease, and any data associated with your account may be deleted or inaccessible.

7. Governing Law and Dispute Resolution

  • Governing Law: These Terms are governed by and construed in accordance with the laws of Delaware, without regard to its conflict of law principles.
  • Dispute Resolution: Any disputes arising out of or related to these Terms or your use of the Website will be resolved through binding arbitration in Delaware, except where prohibited by law. You agree to waive any right to a jury trial or to participate in a class action.

8. Changes to the Terms

We may update these Terms from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be posted on this page, and the effective date will be revised accordingly. By continuing to use our Website, you agree to be bound by the updated Terms.

9. Contact Us

If you have any questions, concerns, or feedback regarding these Terms, please contact us through the contact form on our Website at ryanlhoward.com/contact.

10. Miscellaneous

  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
  • Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement between you and RyanLHoward.com regarding your use of the Website and supersede any prior agreements or understandings.